You already know that you need to be wearing sunscreen 365 days a year, rain or shine. You also should be moisturizing daily, no matter your skin type. Enter the beauty of a moisturizer with SPF— the only product you need to apply in the morning.
The best moisturizers with SPF should offer broad-spectrum sun protection, meaning it shields your skin from both UVA and UVB rays. "Seek out non-comedogenic options that you know won’t clog pores," advises New York City board-certified dermatologist Marina Peredo, MD. She recommends looking for formulas that contain antioxidants, which will act as a layer of defense against skin-damaging free radicals. Finally, she advises looking for ingredients to repair the skin barrier, like hyaluronic acid, niacinamide, and ceramides.
We conducted hours of research on the best sun-protective moisturizers out there, taking a few top-rated options for a spin. Our testers rated each formula’s texture and feel, ingredient list, UV-shielding abilities, and how well it kept skin hydrated. We then combined these results with our own research and dermatologist recommendations to compile this roundup. The highest-rated products made this list.
La Roche-Posay Toleriane Double Repair Face Moisturizer With SPF
SPF 30 UVA and UVB protection
Ceramides for skin barrier health
Niacinamide to correct hyperpigmentation
While there are plenty of solid options on our list, this French pharmacy favorite is, by far, one of the best out there. Dermatologists and beauty editors alike are obsessed with the formula—and with good reason. “It’s great as a daily facial moisturizer for all skin types since it is oil-free and non-comedogenic,” says Peredo. She also lauds it for the combination of ceramides, niacinamide (or vitamin B3), and glycerin, plus the brand’s prebiotic thermal water—a blend meant to both hydrate the skin and help restore its natural barrier, both key for happy, healthy skin.
It’s the last ingredient that’s especially interesting for New York City dermatologist Rita Linkner, M.D., who’s also a fan. She points out that it helps to maintain the delicate balance of flora on the skin. Of course, this product also provides your daily dose of broad-spectrum SPF 30 sunscreen, ensuring protection from both UVA and UVB rays. Overall, it makes for the perfect everyday moisturizer.
Price at time of publish: $21
Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | Skin Type: Sensitive | Size: 2.5 ounces | SPF: 30 | Cruelty-Free: Yes
Aveeno Positively Radiant Sheer Daily Face Moisturizer SPF 30
Evens out skin
For those who love not only multi-tasking but also saving money on their skincare routine, this drugstore option is amazing. A great choice for both oily and sensitive skin, it’s lightweight and oil-free as well as non-comedogenic. Also noteworthy: The addition of Total Soy Complex is meant to help reduce discoloration in your skin, both instantly and over time.
Price at time of publish: $20
Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene, oxybenzone | Skin Type: Sensitive | Size: 2.5 ounces | SPF: 30 | Cruelty-Free: No
What Our Testers Say
"If you’re in a pinch and need a budget-friendly moisturizing lotion with basic sun protection to pop into your daily routine, Aveeno's Positively Radiant Moisturizer absolutely delivers." — Donecia Pea, Product Tester
CeraVe AM Facial Moisturizing Lotion SPF 30
Oil-free and non-comedogenic
Believe it, you can find a great moisturizer with SPF at the drugstore, and this is one of the best of the best. It contains active ingredients including niacinamide, ceramides, and hyaluronic acid. "When combined, they act as a protective barrier for the skin and give a boost of hydration to combat dryness,” says Peredo.
Because it’s oil-free, non-comedogenic, and fragrance-free, it’s a great pick for both oily and sensitive skin types. And as far as sun protection goes, it even boasts the Skin Cancer Foundation’s seal of approval as a recommended product for daily use.
Price at time of publish: $14
Active Ingredients: Homosalate, meradimate, octinoxate, octocrylene, zinc oxide | Skin Type: Dry, sensitive | Size: 3 ounces | SPF: 30 | Cruelty-Free: No
bareMinerals Complexion Rescue Tinted Hydrating Gel Cream SPF 30
Not ideal for oily skin
It's not always obvious to think of tinted moisturizer as lightweight, but this option from bareMinerals definitely fits the bill. Its gel-cream hybrid formula feels cool and refreshing upon application and is packed with hydrating squalene, marine botanicals, and mineral electrolytes. And because it's SPF 30, it checks off three boxes—makeup, skincare, and sun protection—at once.
“It’s a great multi-tasking moisturizer with SPF, sheer coverage, and is non-comedogenic,” says Peredo, who gives it two thumbs up. Not to mention that it’s the only pick on this list that relies on a mineral sunscreen ingredient, a boon for anyone who might experience irritation from chemical sunscreen ingredients. Plus, it's available in 20 shades to accommodate a wide range of skin tones.
Price at time of publish: $30
Active Ingredients: Titanium dioxide | Skin Type: Dry, sensitive | Size: 1.18 ounces | SPF: 30 | Cruelty-Free: Yes
What Our Testers Say
"Complexion Rescue combines all those hydrating skincare benefits with the sheer (but buildable, if you so choose) coverage I'd been dreaming of. It leaves skin glowing and offers a natural kind of coverage that allows my skin to shine." —Hallie Gould, Editorial Director
Best for Sensitive Skin
Olay Complete Daily Moisturizer with Broad Spectrum Sunscreen SPF 30
Helps reduce sun damage
Got sensitive skin? Olay Complete Lotion Moisturizer with SPF 30 Sensitive has your name on it. This gentle, oil- and fragrance-free moisturizer hydrates and calms easily irritated skin while protecting it from the sun. The white lotion has zinc oxide meant for gentle mineral protection, plus other skin-coddling ingredients including vitamin E and aloe extract. Peredo is an especially big fan of the addition of that vitamin E. “It helps combat free radicals from the effects of the environment and reduce sun damage, ensures long-lasting moisture retention, and also has anti-aging properties that can help reduce fine lines and wrinkles,” she explains. It also has a surprisingly lightweight texture and rubs in easily without irritation.
Price at time of publish: $18
Active Ingredients: Octinoxate, zinc oxide, octisalate, octocrylene | Skin Type: Sensitive | Size: 2.5 ounces | SPF: 30 | Cruelty-Free: No
Best for Dry Skin
Supergoop! Superscreen Daily Moisturizer SPF 40
Protect against sun and blue light
Great for dry skin
Can be hard to blend into skin
“This product is great for those who want a little higher of an SPF for their faces,” says Linkner. It’s also a super nice pick if you have dry skin, as it touts glycerin, a humectant that attracts water and holds it in the skin. Still, it feels pleasantly whipped and bouncy, never greasy. A unique blend of antioxidants (including blue-green algae and safflower extract, just to name a few) is worth calling out as well. They are meant to offer not only more protection from the sun and pollution but also the blue light emitted from electronic devices.
Price at time of publish: $44
Active Ingredients: Avobenzone, homosalate, octisalate | Skin Type: Dry | Size: 1.7 ounces | SPF: 40 | Cruelty-Free: Yes
Best for Oily Skin
Cetaphil DermaControl Oil Absorbing Moisturizer SPF 30
Peredo calls this out as a great option for anyone with oily or acne-prone skin. “The formula relies on micropearl technology to help hydrate, while also absorbing oil to leave behind a matte finish,” she says. Silica and zinc further help keep excess sheen and oil under control, and it also touts calming allantoin and licorice extract to soothe any irritation or redness and prevent future discoloration.
Price at time of publish: $18
Active Ingredients: Avobenzone, octisalate, octocrylene | Skin Type: Acne-prone, oily | Size: 4 ounces | SPF: 30 | Cruelty-Free: No
Best for Combination Skin
Paula's Choice Resist Daily Hydrating Fluid SPF 50
Botanical blend of antioxidants
May not hydrate enough for dry skin
Finding the right moisturizer when you have combination skin requires a balanced approach to hydration The water-light texture of this cream imparts a matte finish, though it still delivers enough hydration to quench any dry patches. The SPF 50 is a nice benefit, higher than what you’ll find in many other moisturizers with SPF. The formula also contains a blend of antioxidants and skin-soothing chamomile extract.
Price at time of publish: $37
Active Ingredients: Avobenzone, octinoxate, octisalate, octocrylene | Skin Type: Oily, combo | Size: 2 ounces | SPF: 50 | Cruelty-Free: Yes
Best for Hyperpigmentation
Bolden SPF 30 Brightening Moisturizer
Can be irritating for some
Designed especially for melanin-rich skin tones, this moisturizer goes on clear without leaving a chalky or purple residue. The SPF formula also contains vitamin C to combat discoloration and hyperpigmentation, while hydrating skin.
Price at time of publish: $27
Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | Skin Type: All skin types | Size: 2 ounces | SPF: 30 | Cruelty-Free: Yes
Best Tinted Moisturizer
IT Cosmetics CC+ Cream With SPF 50+
Provides full coverage
Can be too heavy for some
Developed by dermatologists and plastic surgeons, this tinted moisturizer includes niacinamide, hyaluronic acid, and colloidal oatmeal to effectively target skin barrier health and hydration. With a mineral SPF of 50, the formula provides excellent sun protection from UV rays. Reviewers note the coverage is exceptional for a tinted moisturizers, and effectively blurs away the look of discoloration and blemishes.
Price at time of publish: $44
Active Ingredients: Titanium dioxide, zinc oxide | Skin Type: Dry, mature | Size: 1.08 ounces | SPF: 50 | Cruelty-Free: Yes
Best for Dark Skin
AbsoluteJOI Daily Hydrating Moisturizing Cream with Mineral Sunscreen Broad Spectrum SPF 40
Repairs skin barrier
No white cast
Only two shades
This creamy, rich tinted moisturizer made specifically for melanin-rich skin contains squalane and hyaluronic acid to hydrate. It comes in two deep shades, neither of which will leave behind even a trace of ashiness or white residue. The formula provides broad-spectrum, mineral-based sun protection.
Price at time of publish: $42
Active Ingredients: Zinc oxide, titanium dioxide, squalane and hyaluronic acid | Skin Type: Dry | Size: 1.7 ounces | SPF: 40 | Cruelty-Free: No
Rodan + Fields REDEFINE Triple Defense Lotion Broad Spectrum SPF 30
Addresses fine lines
This antioxidant-packed formula contains beet and grape extracts meant to help ward off skin-damaging free radicals. It also contains peptides meant to help combat fine lines, sagging, prominent pores, and other signs of aging.
Price at time of publish: $95
Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | Skin Type: Mature | Size: 1 ounce | SPF: 30 | Cruelty-Free: No
Our best overall pick is the La Roche-Posay Toleriane Double Repair Moisturizer UV SPF 30, which contains skin-loving ingredients like ceramides, niacinamide, glycerin, and prebiotic thermal water to hydrate and treat the skin while also protecting it from the sun's harmful rays. It has a surprisingly lightweight feel that layers well underneath makeup or on top of skincare. For a more affordable pick, you can't go wrong with the Aveeno Positively Radiant Sheer Daily Face Moisturizer SPF 30, which protects against sun damage while simultaneously improving skin discoloration—talk about a win-win.
Meet the Expert
- Marina Peredo, MD is a New York City board-certified dermatologist with over 20 years of experience. She is also currently an Associate Clinical Professor of Dermatology at Mount Sinai Hospital in New York City.
- Rita Linkner, MD is a board-certified dermatologist at Spring Street Dermatology in New York City. She’s been a clinical investigator in multiple areas of dermatology, including skin cancer, and practices both cosmetic and medical dermatology.
- Frauke Neuser, MD is a British scientist and the Senior Director of Scientific Communications at Olay.
What to Look For in a Moisturizer With SPF
As for any SPF product (whether a full-body sunscreen or a simple facial moisturizer with added sun protection), be sure to look out for products that offer broad-spectrum protection. This will indicate that the formula guards against both UVA and UVB rays, which is essential for protecting the skin from sunburns, cancer, and signs of aging. The La Roche-Posay Toleriane Double Repair Moisturizer with SPF is a great option as it protects the skin from both UVA and UVB rays with SPF 30.
Non-Comedogenic and Oil-Free
When it comes to moisturizers with SPF, Peredo says it’s imperative to seek out formulas that are both non-comedogenic and oil-free to prevent breakouts. She personally loves the Aveeno Positively Radiant Sheer Daily Moisturizing Lotion (which contains SPF 30) because it's oil-free and won't further congest pores.
Skin Barrier-Strengthening Ingredients
SPF or not, a face lotion must help to protect and strengthen your skin, too. By helping to maintain a strong and healthy skin barrier, ingredients such as ceramides (like the ones in CeraVe AM Facial Moisturizing Lotion SPF) and niacinamide (which is featured in the IT Cosmetics CC+ Cream with SPF 50+) help to lock in hydration and prevent irritants from getting in, Peredo says.
Can you use a moisturizer with SPF at night?
There aren't any downsides to using a moisturizer with SPF at night, though it likely won't have any particular benefits. “Your skin would probably benefit more from a moisturizer designed for night use,” she adds.
Do moisturizers with SPF cause acne?
According to Neuser, moisturizers with SPF don’t necessarily cause acne, but there are two factors that may contribute to sunscreen-related breakouts. Clogged pores from comedogenic ingredients or sensitivity to chemical UV filters can trigger breakouts. “Make sure you use a product that’s non-comedogenic or a mineral sunscreen if you know you’re sensitive to chemical UV filters,” she says.
Do moisturizers with SPF protect the skin enough?
Moisturizers with SPF are protective, but there are differences that are important to understand. “Moisturizers with SPF are tested to the same standard as specialized sunscreen products, so they provide the same level of UV protection,” says Neuser. “The main difference is that they usually aren’t waterproof or water-resistant, which is why you’d want to use a specialized sunscreen when you’re on the beach or exercising outdoors.”
Does a moisturizer with SPF offer enough sun protection?
Although using a moisturizer with SPF can help protect your skin, most dermatologists agree that a moisturizer with SPF isn't enough for all-day coverage. It's recommended that you reapply every two hours as well as after sweating or swimming—though another option to consider is layering a moisturizer underneath sunscreen and reapplying that sunscreen throughout the day.6
How We Researched & Tested
To compile this list, our team of editors and contributors spent hours researching the best products on the market in this category, evaluating their key features—like ingredients, shade range, or design—in addition to reviews from customers and other trusted sources. Our team also incorporated their own personal experiences testing products in their own lives. We then used these insights from our research and testing to assign a star rating from one to five (five being the best; one being the worst) to certain products on the list.
Why Trust Byrdie
Byrdie contributor Melanie Rud has over a decade of experience in the beauty industry, writing for some of the biggest magazines and websites out there. She conducted hours of research on the best sun-protective moisturizers, evaluating each formula’s texture and feel, ingredient list, UV-shielding abilities, and how well it kept skin hydrated. Additional input was provided by three board-certified cosmetic dermatologists and skin experts. We also incorporated reviews from our product testers who provided key insights on the best moisturizers with SPF protection.
American Academy of Dermatology Association. Sunscreen FAQs.
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